Nigerian banks lent ₦15.6 trillion to the government last year. While you worry about ₦50 maintenance fees, banks are earning 20–26% interest by lending your deposits to government. That’s where the trillion-naira profits actually come from. Does this leave enough credit for ordinary businesses and Nigerians? #naija #government #banks #debt #creatorsearchinsights
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Nigerian banks lent ₦15.6 trillion to the government last year. While you worry about ₦50 maintenance fees, banks are earning 20–26% interest by lending your deposits to government. That’s where the trillion-naira profits actually come from. Does this leave enough credit for ordinary businesses and Nigerians? #naija #government #banks #debt #creatorsearchinsights
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Today I learned that a successful transfer isn’t always the same thing as settlement. Banks often settle the net amount owed between themselves instead of moving money after every individual transaction, making the payment system more efficient. I’m currently looking for internship, graduate, entry-level, and remote Data Engineering opportunities, especially in fintech. If you’re hiring or know someone who is, I’d love to connect. Follow for more lessons on fintech, data engineering, payment sys
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