Fair Credit Reporting Act | Federal Trade Commission
fcra-may2023-508.pdf (652.93 KB) The Act (Title VI of the Consumer Credit Protection Act) protects information collected by consumer reporting agencies such as credit bureaus, medical …
Credit reporting requirements (FCRA) - Consumer Financial …
Jul 1, 2025 · Resources to help industry understand, implement, and comply with the Fair Credit Reporting Act and Regulation V.
Fair Credit Reporting Act - Wikipedia
The Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq., is federal legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of …
Background and Summary of the Fair Credit Reporting Act
The Fair Credit Reporting Act (FCRA) (15 USC 1681) became effective on April 25, 1971. The act is designed to regulate the consumer reporting industry, to place disclosure obligations on …
eCFR :: 16 CFR Chapter I Subchapter F -- Fair Credit Reporting Act
Displaying title 16, up to date as of 2/19/2026. Title 16 was last amended 2/12/2026.
Fair Credit Reporting Act (FCRA) | Wex | US Law | LII / Legal ...
The FCRA dictates how and when consumer reporting agencies may give consumer reports. Except for government entities and a few other exceptions, all entities seeking a consumer …
Fair Credit Reporting Act (FCRA Law): What it Means, Consumer …
Dec 8, 2025 · Fair Credit Reporting Act or Regulation V created new responsibilities for consumer reporting agencies and users of consumer reports.
A Summary of Your Rights Under the Fair Credit Reporting Act The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of …
Fair Credit Reporting Act Violations Explained - Nolo
Aug 6, 2025 · The Fair Credit Reporting Act (FCRA) (15 U.S.C. §§ 1681 and following) protects consumers against the misuse and misreporting of credit information.
FCRA Violations and Consumer Rights: What You Need to Know
Dec 2, 2024 · The Fair Credit Reporting Act (FCRA) is enforced primarily by the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB). These agencies …