When you use more funds than you have in your checking, savings, or money market bank account, you can end up with a negative balance. That can lead to your bank declining future transactions. If you ...

If you spend more money than you have in your checking account, your balance will go negative, and your bank will charge you an overdraft fee. Overdraft protection is a feature offered by many banks ...

Overdraft protection is a service offered by many financial institutions to shield account holders from unintentional overdrafts in their checking accounts. This service, when activated, prevents ...

Several large U.S. banks reported an uptick in overdraft-related income for the first three quarters of 2025. Economic ...