A new year raises an old, perennial question about how retirees should optimize the use of their retirement savings.

Retirement planning is full of twists and turns, yet few things cause as much confusion as required minimum distributions.

But keep in mind that you can't keep all that money in there forever. The IRS requires you to begin withdrawing money from ...

If you’re entering retirement, it’s essential to understand how required minimum distributions, or RMDs, work. Tax-deferred ...

Required minimum distributions (RMDs) on pre-tax retirement accounts start at age 73 for account holders born between 1951 ...

Many Vanguard clients in their 70s and above missed required minimum distributions from retirement accounts in 2024. Missing ...

If you play your cards right, you can avoid an unwanted tax bill. When I first started working full-time and was able to make ...

Retirees face IRS penalties of up to 25% if they fail to take required minimum distributions from pretax investment accounts ...

One of the biggest benefits of saving in traditional retirement accounts like a 401(k) or IRA is the upfront tax break you receive. You won't owe any income taxes on contributions in the year you make ...

Required minimum distributions, or RMDs, are the amounts that must be withdrawn each year from specific retirement plan accounts upon reaching the required minimum distribution age. These mandatory ...

Once you hit required minimum distributions age (73), how much control do you have over the timing, amount, and source of your distributions? Let’s examine each of the levers. Retirees exert some ...

Do Roth IRAs Have Required Minimum Distributions? No, Roth IRAs do not have required minimum distributions, at least while the account holder is still alive. But if you are the beneficiary of a Roth ...