Only a tiny group hits an 850 credit score. Here are four habits they share, and how you can borrow them to boost your own ...

Only about 1.6% of the population ever reaches the maximum FICO score, which shows how rare that perfect number really is. Many Americans assume they're doing everything right - paying on time, ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and credit scores exist, understanding which one lenders use can be helpful.