Retirees facing a $400K lump sum or $2,000/month pension are not just picking a payout style, they are locking in how much ...

When companies offer a pension, it’s common to give retirees two options: collect the pension as a lifetime monthly payment or receive it as a lump sum at retirement. Monthly payments over time are ...

Deciding between a $500,000 lump sum or $3,500 monthly annuity payments for your pension isn’t straightforward and involves weighing several personal factors. You need to consider how long you might ...

If you are facing the choice between a large lump sum or monthly payments, you'll likely want to consider several key factors before making a decision. One concern is when you will receive the money, ...

One should crunch the numbers before choosing between a cash flow stream and a lump sum. Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in ...

When you play the Powerball lottery, you're asked whether you want the winnings as a lump-sum or an annuity, paid out over your lifetime. Most people choose to have the cash up front, even though ...