As you enter retirement, you often want to reduce financial risk while keeping your costs down to avoid running out of money. One way to potentially accomplish both lower risk and lower overall cost ...

According to the American Association for Long-Term Care Insurance, your chances of being denied long-term care insurance ...

Why we chose it: We chose New York Life as the best long-term care insurance company for financial stability because it has ...

Healthcare costs can be one of the most expensive aspects of retirement, even with Medicare covering much of the basics. Part of the issue is that if you need to receive long-term care, such as a home ...

Almost three-quarters — 70% — of people turning 65 will need long-term care in their lifetime, according to a report by the Urban Institute and the Department of Health and Human Services. How to pay ...

Our team collected more than 60,000 sample quotes from life insurance companies using unique user profiles to give readers an accurate view of pricing across competitors. We gather quotes for ages 18 ...

“We’ve been paying into long-term-care insurance since we were in our mid-50s,” said a friend, now in her late 60s. “But with all of the premium increases, we might have been better off just investing ...

This guide explains how short-term and long-term health insurance plans differ in duration, benefits, and renewability, ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

Adriana Falcón Trafford took out a long-term care insurance policy in 2001. When she signed up for the plan, the annual premium was $2,608. Now, it’s close to $7,000. Credit: Shahrzad Rasekh / CT ...

We are 90% funded by individual contributions. That means you create the reader-powered journalism that cuts through the noise, and delivers the trusted information Connecticut cares about. Members of ...

Examining the facts on the average incidence and duration of long-term care needs and who’s most likely to have a severe, sustained long-term care need. I spoke to a local investment club the other ...