A spousal IRA is a retirement account that offers tax benefits and allows a working spouse to contribute to the retirement savings of a non-working spouse. This can help one-income couples build ...

A spousal individual retirement account is a separate Roth or traditional IRA for a non-working spouse. If you're married and file jointly, you have until the federal tax deadline — April 15 for most ...

Getting married is a major life milestone that brings new opportunities—and new responsibilities—for your finances. If you’re newly married or planning to tie the knot, it’s important to understand ...

Dear Savvy Senior: What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost our retirement savings. My wife is a homemaker and caregiver, and works ...

The decision of whether to save for retirement through a Roth IRA or through a traditional IRA is a complex matter that can have significant financial implications in both the short term and the long ...

The IRS prevents some high earners from deducting their traditional IRA contributions. It depends on income and whether you or your spouse is an active participant in a workplace retirement plan. You ...