Before switching from a fully insured group health plan to a self-funded plan, organizations should take several factors into ...

Yes, it is possible to structure a group health insurance policy for your retired employees. Such a policy can be custom-designed with varying waiting periods for pre-existing diseases based on the ...

Dave Lantz is no stranger to emergency department or doctor bills. With three kids in their teens and early 20s, “when someone gets sick or breaks an arm, all of a sudden you have thousand-dollar ...

Public policy as well as market forces shape the individual and small-group health insurance marketplace and drive the cost of premiums. Cori Uccello, senior health fellow with the American Academy of ...

Learn how health insurance covers preexisting conditions under the Affordable Care Act, ensuring you get necessary coverage ...

From time to time, you could be required to submit a proof of insurance letter. If someone has asked you to do this, it must come from your insurance company, or, in the case of a group health ...

Offering private medical insurance (PMI) to your employees can be a win-win for small businesses. It’s a perk that can help attract and retain top staff. Plus, if one of your workers needs treatment ...