What Is a Credit Score?

A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...
CNBC

Student loan default has 'dramatic and immediate' credit score impact, expert says — with drop of up to 175 points

As the U.S. Department of Education restarts collections on federal student loans that are in default, some student loan borrowers are seeing an instant hit to their credit scores, according to a new ...

Here's what it takes to achieve an 800 credit score

Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.
CNBC

More consumers are using rent payments to boost their credit score. Here's what to know

The share of consumers whose rent payments are reported to credit bureaus rose to 13% in 2025, up from 11% in 2024, according to a new survey by TransUnion, one of the three major bureaus. "It's a ...
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TransUnion Introduces TruVision Alternative Bank Risk Score to Help Lenders Better Assess Consumers with Limited Credit Histories

CHICAGO, Feb. 05, 2025 (GLOBE NEWSWIRE) -- Despite a strong employment picture, some consumers are still struggling financially due to elevated inflation and higher than normal interest rates. The ...
Business Wire

Affirm Expands Credit Reporting with TransUnion to All Pay-Over-Time Products

New reporting will not impact scores in near-term, but advances efforts to help consumers build credit histories and support positive credit outcomes SAN FRANCISCO & CHICAGO--(BUSINESS WIRE)--Affirm ...