Debt relief could help you pay less than you owe, but the negotiation process for those deals may surprise you.

A credit card charge-off won't wipe the slate clean, despite what it sounds like. Here's what happens instead.

Americans are currently carrying record levels of household and credit card debt and the cracks from the extra pressure are starting to show. Credit card balances alone have climbed past $1.23 ...

The timing of your settlement offer could have a big impact on how much you ultimately pay to get rid of your debt.

Dealing with debt can feel overwhelming. These simple steps can help you regain control and avoid mistakes that often make ...

Debt management programs can lead to lower rates on credit cards, waive late fees, and bring delinquent accounts current to stop collection activity, according to GreenPath Financial Wellness. Buzz ...

It can be tempting for some homeowners to tap their equity to pay down large credit card bills — especially now, with credit ...

According to a recent Bankrate survey, 46% of respondents said they carry a credit card balance from month to month. NPR's Life Kit debunks some common myths and gives advice about credit card debt.

Complaints about aggressive debt collection have skyrocketed in recent months, federal data shows, a sign that more Americans are falling behind on credit cards and medical bills. The rise in ...

Credit One Bank, which specializes in subprime credit cards, moved to end nearly five years of litigation with a group of California district attorneys who claimed its debt-collection practices ...