What Are Adjustable-Rate Mortgages? Adjustable-rate mortgages (ARMs) are a type of home loan with an interest rate that changes periodically based on market conditions. The interest rate may increase ...

Mortgage interest rates just fell to an 11-month low last week and they are likely to continue to fall in the weeks ahead. With a Federal Reserve rate cut all but a certainty now (the dispute lies ...

The share of borrowers applying for adjustable-rate mortgages has increased to its highest level since November 2023. ARMs often come with lower interest rates than fixed-rate loans. But they're also ...

Adjustable-rate loans are quietly reshaping the housing market, offering a lifeline to buyers squeezed by high prices and elevated borrowing costs while exposing them to a future that can turn sharply ...

The surge in adjustable-rate mortgages this decade led their share of the market to more than triple over four years at the nation's largest banks, according to a new Federal Reserve report.